B.A.A., MBA, CFA, Lawyer, director
Financial modelling consists of generating dynamic models (scenarios) to produce an image of your company. It is this image that provides you with an advance view of the results of given hypothetical situations.
In sum, it’s a decision support tool that allows you to analyze a host of scenarios.
For example, do you ask yourself if you should:
When important financial decisions need to be made, modelling becomes a valuable tool at your disposal.
It enables management, shareholders and the board of directors to make more informed decisions.
Generating model-based scenarios also enables us to identify potential risks and quantify the potential impacts of these risks.
Using IT tools, we enter your financial and operational data into customized software designed to provide you with answers to your specific questions and generate realistic results.
All of your data is processed in complete confidentiality, as required pursuant to our code of ethics and as stipulated in the legal agreements signed to this effect.
Our modelling specialist, Mr. Francis Paquet, eng., CBV, possesses more than 35 years of experience in this field. His approach and his tools developped in Excel and PowerBI have proven their effectiveness over the course of the many mandates he has completed.
BJC has you benefit from its competency, knowledge and experience.
Entrepreneurs are very often creative people. We enjoy working with them to develop different scenarios, indicating the “how” and “how much” in the hypothetical materialization of their ideas.
We start off by asking questions to understand how your company generates profits. For example:
On what does your company’s survival depend?
Next, if the company is growing, we will ask questions such as the following:
A modelling exercise usually includes financial projections and a profitability study with a calculated return on investment.
Unlike financial projections that are basically static, modelling uses dynamic tools that make it easier to imagine several scenarios based on changing multiple variables and making it possible to view the results if two, three or four variables are changed. These results can then be compared to the expected results.
Modelling produces an even wider viewpoint seeing as it takes into consideration both financial and operational aspects. It also takes into account how the economy, industry and competition will probably evolve. It therefore becomes a hands-on decision support tool.
We are aware that you do not necessarily have the IT tools or internal resources needed to successfully complete such a mandate. If you have competent employees to handle this type of mandate internally, they probably already have their hands full with other tasks.
It represents a significant investment and requires having the internal resources needed to operate the software and adapt it (sometimes to a limited extent) according to the different scenarios you are seeking to analyze.
The modelling service that BJC offers you generally represents a more affordable investment than purchasing the most robust software available on the market.
Modelling will enable you to determine whether or not your project is financially viable. In either case, you will have the information you need to make an informed decision.
Between your internal tools and the market’s high-end (onerous) tools, BJC offers you an intermediary solution through its modelling service that is adapted to your needs.
Contact Francis Paquet, eng., CBV, for more information. The first meeting is of an exploratory nature and offered free of charge.
Referrals and client testimonies are available on request.
B.A.A., MBA, CFA, Lawyer, director
CPA auditor, partner
Eng., CBV, partner
MBA, CPA auditor, CBV, partner